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As an example, if this was your first offense, you are currently employed, and have a family in the area, the judge may decide to reduce your bail amount below the required amount.
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Eventually, they started offering other products, including small business insurance.
The United States Treasury maintains a list of certified surety companies that qualify for federal contracts.
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Upon appearing in court as scheduled, and as stated in the bail bond agreement, you get your money back.
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